Notes
Outline
Slide 1
Slide 2
Slide 3
Disclaimer
2001 – A Banner Year
Agenda
How Did We Do In 2001?
Met Three Key Targets
Progress In Minimizing Risk
Progress In Minimizing Risk
Progress In Minimizing Risk
An Evolving Company
Core Business Continues to Grow
Large Target Market
A Closer Look at Our Niche
Impressive Lending Performance: 2001
Adding New Lines of Business
Mortgage backed securities
4 new pools
$57.7M in securities
revenues: $3M
Exceptional growth
potential
Adding New Lines of Business
Building customer base
Launched Equity
Plus VISA
links credit to home equity
only card of its kind in Canada
Adding New Lines of Business
Retail credit services
financing from established merchants
signed with 20 retailers
Successful launch
Q1, 2002 Results
Another Record Quarter
Another Record Quarter
Dividend Increased Again
Stock Price Performance
Relative Performance in 2001
Value of $100 Invested Since 1995
Returns Since January 1, 2002
Strategy Going Forward
Continue to build products in our niche
mortgages
consumer lending
2002 Performance Targets
Well-Positioned For The Future
Slide 31