Leadership

Yousry Bissada was appointed President and Chief Executive Officer of Home Capital Group on August 2, 2017. Mr. Bissada has more than 30 years of financial services experience focused on the mortgage industry and is a member of the Home Capital Group Board of Directors.  Mr. Bissada is a CPA, GCA and Accredited Mortgage Professional (AMP) and holds an ICD.D designation from the Institute of Corporate Directors.

Most recently, prior to joining Home Capital, Mr. Bissada served as President and CEO of Kanetix Ltd., an insurance and financial products digital platform. Mr. Bissada has held many senior executive roles across the financial services and fintech industry in Canada. Mr. Bissada was named Chief Financial Officer of FirstLine Trust Company in 1989, a leading mortgage services company focused on product development, securitization structures and non-branch origination channels. FirstLine Trust was acquired by Canadian Imperial Bank of Commerce, and Mr. Bissada was named Vice President of Servicing Operations for CIBC Mortgages and FirstLine. In 1999, Mr. Bissada was named Senior Vice President of Real Estate Secured Lending Products at TD Canada Trust, overseeing one of Canada's largest mortgage businesses. In 2000, Mr. Bissada was named President and CEO of Filogix, a B2B software and service provider to the mortgage industry, where he served until 2007.

Mr. Bissada currently serves on the board of First Service Corporation and has held numerous roles on the boards of companies in the mortgage industry. From 2009 to 2011, Mr. Bissada served as Chairman of two mortgage lenders, Canadiana Financial Corp. and Paradigm Quest Inc. From 2007 to 2009, he served as a director on the board of Street Capital Financial Corp. He also served on the board of directors of Equity Financial Holdings Inc. from 2014 – 2017. 

Amy Bruyea joined Home Capital as Senior Vice President, Human Resources in November 2017.

Previously, Ms. Bruyea worked as VP, Human Resources and SVP of Credit Operations at a financial services firm and held several leadership roles at a leading fintech firm.

Ms. Bruyea is responsible for leading the development and management of the HR function specifically in the areas of change management, leadership development, talent management, organizational and performance management, and compensation.

David Cluff joined Home Capital in 2012 and has since held senior positions including Vice President Enterprise Risk Management and Chief Credit Officer. Mr. Cluff brings an extensive background in credit and risk management. He was responsible for developing and leading the implementation of a credit governance framework for Home Trust Company. Prior to joining Home Capital Mr. Cluff spent 12 years at the Office of the Superintendent of Financial Institutions where his last role was Director, Credit Risk Division. During his tenure with OSFI, Mr. Cluff developed a deep understanding of the regulatory landscape for financial institutions. Mr. Cluff obtained a BComm from Mount Allison University and an MBA from St. Mary's University and is a CFA charterholder.

Victor DiRisio joined Home Trust in January 2018 and is responsible for leading the company’s information technology strategy, operations, and enterprise-wide transformation program involving all core banking, digital, and emerging technologies.

Mr. DiRisio has more than 15 years’ experience in C-level information technology roles within large national organizations including Rexall PharmaPlus, Indigo Chapters, and Acklands-Grainger. Early in his career he spent a decade developing his technical and management skills at Procter & Gamble followed by 2 years testing his entrepreneurial abilities as one of the funding members of a technology startup company, Borderfree, which was sold to Canada Post.

He has led a number of successful transformational information technology initiatives throughout his career involving large commercial off-the-shelf systems (SAP, JDA), custom software development (pharmacy management systems), and digital and emerging technologies (RPA, AI).

Mr. DiRisio holds a Bachelor of Arts in Economics and a Bachelor of Engineering Science from the University of Western Ontario, as well as an MBA from McMaster University. He is a past recipient of the Globe and Mail’s Top 40 under 40 Award. He is also an avid consumer of literature on technology & innovation, , business, and sustainability.

Mark Hemingway serves as General Counsel and Corporate Secretary for Home Capital Group Inc. He has more than 20 years’ experience as a general counsel. He has served as general counsel for seven companies in the financial services, consumer, manufacturing, business to business and distribution businesses. His experience includes more than ten years as general counsel with CIBC Mellon. Mr. Hemingway commenced his career as a litigation lawyer at Torys LLP and as a law clerk at the Supreme Court of Canada. Mark joined Home in May, 2018.

Mr. Hemingway holds a Bachelor of Laws degree from Queen’s University and a Master of Law degree from Cambridge University. He is certified as a Specialist in Corporate and Commercial law by the Law Society of Ontario. He has received the ICD.D designation from the Institute of Corporate Directors and previously served as a director of an OSFI-regulated trust company.

Mr. Henry joined Home Trust in January 2022 as Executive Vice President, Digital and Strategy with responsibility for leading the company’s corporate strategy and digital engagement as well as heading up Oaken Financial. Mr. Henry has been a long-time financial services executive, holding progressively senior positions in sales, marketing, wealth management, retail banking, product development, data and analytics. Most recently, he was Executive Vice President, Enterprise Risk Governance at one of Canada’s big banks, responsible for oversight of operational risk and other non-financial risks.

Mr. Henry has served on a variety of boards, and is an active member of the community supporting a number of not-for-profit organizations in a board or advisory capacity. He is a passionate champion for gender equality, and an active part of the UN's HeForShe movement. Mr. Henry holds a Bachelor of Arts from the University of Toronto and a Master of Business Administration from the Schulich School of Business.

Liane Kim joined Home Capital as Senior Vice President, Internal Audit in November, 2020. Ms. Kim has more than 15 years’ experience in Internal Audit and Enterprise Risk Management (ERM), building programs from the ground up.

Ms. Kim’s prior experience includes serving as Chief Risk and Audit Executive at Ontario Power Generation (OPG), Vice President, Enterprise Risk Management at D+H, and Director, Consulting at PwC where she was the outsourced internal auditor or ERM leader at her client organizations. She has led numerous Internal Audit engagements and ERM implementations across various industries to support organizational strategies and regulatory requirements, including the delivery of risk training to executives and boards of directors.

Ms. Kim holds a Bachelor of Science, a Master of Science and a Master of Business Administration from the University of Alberta and is a CFA charterholder.

Brad Kotush has more than 25 years of experience in financial services including more than fifteen years as a public company Chief Financial Officer.  During that time, he  oversaw key functions such as financial reporting and budgeting, group risk management, investor relations, capital management, operations, information technology and treasury.

Prior to joining Home Capital, Mr. Kotush was the Executive Vice President, Chief Financial Officer and Chief Risk Officer of Canaccord Genuity Group Inc. (Canaccord Genuity). During his time at Canaccord Genuity, Mr. Kotush was involved in its initial public offering, common, preferred, and convertible debenture issues as well as bank financings. His responsibilities also involved integrating multiple acquisitions, serving on subsidiary boards, and working in its London, England subsidiary for three years. 

Mr. Kotush is a Chartered Professional Accountant (CPA, CA),  holds a Bachelor of Arts from the University of British Columbia and an ICD.D designation from the Institute of Corporate Directors.

Brian Leland is the Executive Vice President, Underwriting of Home Trust with responsibility for Residential and Commercial Underwriting, Funding and Servicing. Mr. Leland joined Home Trust in 2021 and was promoted to Executive Vice President in January 2022.

Mr. Leland is a seasoned mortgage professional with over 20 years of progressively senior experience in all aspects of building, growing and transforming residential lending businesses.

Mr. Leland holds a Bachelor of Science from McGill University and a Bachelor of Commerce from Concordia University. He is a representative of the Canadian Bankers’ Association and a longstanding member of Mortgage Professionals Canada.

James Pelletier joined Home Trust in July 2019 and is responsible for leading the Company’s Commercial Real Estate operations. Mr. Pelletier has over 25 years of financial services experience with a primary concentration in commercial lending and risk management. Prior to joining Home Trust, Mr. Pelletier held progressively senior roles within the commercial lending industry, most recently as Vice President, Toronto Construction and Real Estate with Royal Bank of Canada.

Mr. Pelletier is an active member in the community supporting several charitable organizations. Mr. Pelletier has served as President for the Durham Children’s Aid Foundation and as Vice President Finance for Resources for Exceptional Children and Youth.