Our Story

From our beginnings in 1986 with $50 million in assets, Home Capital has grown to be an industry leader in the alternative mortgage market.


Company profile

Home Capital Group Inc. first issued shares to the public in October 1986 and adopted the name Home Capital Group on December 30, 1986. HCGI was acquired by Smith Financial Corporation on August 31, 2023.

Home Capital Group Inc. was founded with the strategy of servicing customers in segments of the financial services industry that were not well-served by large financial companies.

Today, Home Capital offers a range of lending and savings solutions to help Canadians achieve their financial goals.